10 Life Skills Not Taught In School
May 29, 2018
Written by Barry Sun
An education is extremely important because it can help a person build a network and create opportunities. However, most schools don’t teach everything you need to know to be a well-rounded and successful individual. This article will summarize 10 life skills not taught in school.
1. Personal Finance
a. Budgeting helps you create a spending plan for your money. You are in control of your money, spend it wisely.
b. Save your income and invest it.
c. Plan for retirement by contributing to your Roth IRA and your 401K if your employer offers one.
2. Understanding Credit Cards and Student Loans
a. Try to only get federal student loans if you need to borrow money for college. Private loans have higher interest rates and is less flexible than federal loans.
b. Shop around for student loans and avoid unnecessary fees.
c. Credit cards are a great resource to build credit, but only get one if you are going to use it responsibly.
d. Pay the full credit statement balance every month!
e. If you are in credit card debt, pay off the highest interest card first.
f. Student loans cannot be discharged in bankruptcy.
3. Power of Negotiation
a. Don’t just accept the first job offer you are given, unless you have no prior work experience.
b. Don’t be afraid to walk away when the price is too high.
c. Do your research!
4. Time Management
a. Manage your time productively so you are not overwhelmed by tasks.
b. Prioritize by doing the most important things first.
c. Set yourself short term and long term goals.
d. Manage stress by doing something active daily. Get at least 7 hours of sleep and avoid social media before bed.
a. Pay attention to whomever is speaking to you. Provide feedback and show them that you actually heard what they’re saying.
b. Questioning things that go against your morals/ethics.
c. Communicating with your peers and others effectively.
d. Stop overindulging in stimulants and junk food.
6. Mental Health
a. Be empathetic, understand and feel something from another person’s point of view.
b. Judging a person does not define who they are. It does defines who you are.
c. Be compassionate, show kindness and care about others.
d. Be grateful about the little things in life. For example, your dog or the wonderful weather today.
7. Relationship Advice
a. Appreciate all of the imperfections of your partner.
b. Communicate with your partner. Don’t listen to reply, but listen to understand.
c. Take care of yourself before you can take care of others.
d. Value your partner and respect them.
e. Be open-minded and try things that are out of your comfort zone.
8. Critical Thinking
a. Reflect on your mistakes and accept them.
b. Think for yourself and trust your own intuition.
c. Observe your environment.
d. Be curious about things, don’t be afraid to ask questions.
a. Treating others with respect and others will respect you.
b. Maintaining eye contact when someone is speaking to you.
c. Thank you emails/notes after job interviews.
10. Coping with Failure
a. Learning and adapting from your mistakes.
b. Stop dwelling in the past or the future. Be in the moment.
c. Don’t care about what others think. Often times they’re too busy thinking about themselves.
d. Don’t be afraid to fail, pick yourself back up and try again.